unviable

"Rising costs alongside reduced funding have rendered many services unviable, forcing many to close, while demand for supported housing continues to rise. The decision to increase employers' National Insurance contributions has placed even further pressure on providers' budgets."

Noting that some borrowers had been granted "repayment holidays" of up to four years, the PAC said that loans "should not be extended to provide support for bodies which are financially unviable five years post-pandemic".

GP services run by Dr Jalil Ahmed and Dr Jonathan Allinson have drawn criticism in south Wales recently, and the pair are set to resign from five surgeries there, claiming the contracts are unviable.

They say the impact of the proposed inheritance tax changes will leave them facing a £400,000 bill and the prospect of selling off so much of the 210-acre farm that it would become unviable as a business.

They added the SSE had been exploring the scheme since 2018, but had "lacked access to a local wash plant, making it unviable until now".