chip and PIN

However, this has been contradicted by some individuals, with one saying: "That is wrong - only chip and pin or cash is working".

But now that US banks are finally switching to chip and PIN cards, the market for magstripe is clearly dwindling.

Under the proposals, debit card payments will require authentication, such as chip and PIN or biometric verification of the type used for Apple Pay.

There will also be enhanced cleaning procedures onboard trains and at stations, especially focused on cleaning door buttons, grab handles, tables and all touch points, as well as equipment like phones, chip and pin machines, self-service ticket machines and point of sale systems.

“Part of the challenge has been lethargy. We’ve seen that with chip and PIN in the U.S.,” says Mr. Stickland, referring to the card industry’s ponderous transition away from requiring signature-based payments.